<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0"><channel><title><![CDATA[Number Crunch - Specialist Online Accountants]]></title><description><![CDATA[We’re a down to earth, approachable team of accounting experts with years of experience, ready and waiting to help you with all your accounting needs.]]></description><link>https://www.numbercrunch.co.uk/blog</link><generator>RSS for Node</generator><lastBuildDate>Sun, 05 Apr 2026 15:00:53 GMT</lastBuildDate><atom:link href="https://www.numbercrunch.co.uk/blog-feed.xml" rel="self" type="application/rss+xml"/><item><title><![CDATA[Do I need a Limited Company Accountant ahead of the Autumn Budget?]]></title><description><![CDATA[With Labour now in government, a lot of self-employed workers and small business owners are waiting nervously to see what changes might be coming their way. The new Chancellor, Rachel Reeves, has set the Autumn Budget for October 30th 2024 — and being the first Labour budget since 2010, it’s got people talking. Last time Labour were in power, Alistair Darling went after contractor tax schemes, so naturally there’s some concern about what Reeves might announce this time round. She’s already...]]></description><link>https://www.numbercrunch.co.uk/post/do-i-need-a-limited-company-accountant-ahead-of-the-autumn-budget</link><guid isPermaLink="false">68c0300bea11f4aca85952b5</guid><pubDate>Tue, 09 Sep 2025 13:49:16 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/nsplsh_39f3ffab2e6b439ebded87d697e35408~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Azeem Malik</dc:creator></item><item><title><![CDATA[Ltd Company Setup: Is Incorporation Right For You?]]></title><description><![CDATA[Choosing the right business structure isn’t just a boring formality, it actually shapes how your business grows, how much tax you pay, and even how safe your personal assets are. A lot of people start out self-employed as sole traders because it’s dead simple. You just register with HMRC, and you can pretty much get going straight away. No fancy paperwork, no big upfront costs. It’s a nice “easy entry” into running your own thing. But as your earnings grow, or if you’re looking for more...]]></description><link>https://www.numbercrunch.co.uk/post/ltd-company-setup-is-incorporation-right-for-you</link><guid isPermaLink="false">68c02ccef2b287367ad0885a</guid><pubDate>Tue, 09 Sep 2025 13:45:42 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/nsplsh_04da437a30aa46da84d3f2bac5dd844a~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Azeem Malik</dc:creator></item><item><title><![CDATA[Contractor Accountants &#38; Taking Back Control of Your Finances]]></title><description><![CDATA[With the new financial year coming up, April’s going to bring some changes that contractors have been waiting for. The IR35 rules (that constant headache) are shifting again, and for once, it looks like contractors might actually get a bit of control back. Basically, the way businesses are classified is changing. Around 14,000 companies that used to be seen as “medium-sized” will now be moved into the “small business” category. Doesn’t sound like a big deal at first glance, but what it really...]]></description><link>https://www.numbercrunch.co.uk/post/contractor-accountants-taking-back-control-of-your-finances</link><guid isPermaLink="false">68c02a1ff2b287367ad0804d</guid><pubDate>Tue, 09 Sep 2025 13:23:11 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/11062b_5fd895fbcc6040f9b61172014c4b45fa~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Azeem Malik</dc:creator></item><item><title><![CDATA[Benefits of a Private Limited Company]]></title><description><![CDATA[Running a business in the UK feels like it changes every other month, right? New rules, tax changes, and HMRC constantly tweaking things like Making Tax Digital. On top of that Companies House just rolled out new identity checks to make forming companies more secure and to cut down on dodgy setups. So if you’re thinking of setting up a Private Limited Company , you’re not just choosing the most tax-efficient and professional structure — you’re joining a system that’s becoming a lot more...]]></description><link>https://www.numbercrunch.co.uk/post/benefits-of-a-private-limited-company</link><guid isPermaLink="false">68c028fced5772bbeaf72dd3</guid><pubDate>Tue, 09 Sep 2025 13:19:56 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/6cb9d67272394ac18a9856724ffaa614.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Azeem Malik</dc:creator></item><item><title><![CDATA[How Going Digital Can Transform Your Business Accounting]]></title><description><![CDATA[If you look back over the past few years, it’s kind of wild how much businesses have had to change. Lockdowns, remote work, moving everything online overnight – it showed us that being flexible isn’t really optional anymore. And in the middle of all that, digital tools stepped up big time. Accounting is one of the areas that’s been completely shaken up. Cloud software, automation, even just being able to log in from anywhere – these things aren’t “nice extras” now, they’re pretty much...]]></description><link>https://www.numbercrunch.co.uk/post/how-going-digital-can-transform-your-business-accounting</link><guid isPermaLink="false">68c027779bbd3d7fc28c8663</guid><pubDate>Tue, 09 Sep 2025 13:12:44 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/11062b_f543ca679d624207b14571d84fef2bef~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Azeem Malik</dc:creator></item><item><title><![CDATA[When Should I Become a Limited Company?]]></title><description><![CDATA[If you’ve started your own business, jumped into self-employment, or been trading as a sole trader for a while, one of the big questions you’ll eventually face is:  Should I stick as a sole trader or switch to a limited company? It’s not a one-size-fits-all answer. Picking the right structure can save you money and stress — picking the wrong one can leave you with a bigger tax bill than you’d like. Let’s break it down in plain English. What’s a Sole Trader? Being a sole trader is the...]]></description><link>https://www.numbercrunch.co.uk/post/when-should-i-become-a-limited-company</link><guid isPermaLink="false">68be59d1cb0467d4eabebb98</guid><pubDate>Mon, 08 Sep 2025 04:23:39 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/11062b_a38017623d9c48bc8f086339a40b2d66~mv2.jpeg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Azeem Malik</dc:creator></item><item><title><![CDATA[HMRC Raises Late Payment Interest to Its Highest Level Since 2009]]></title><description><![CDATA[From 22 November, HMRC will be increasing the interest charged on late tax payments — and it’s going up to a level we haven’t seen since the financial crisis back in 2009. The jump comes off the back of the Bank of England raising the base rate by 0.75%. What’s Changing? Here’s the breakdown of the new rates: Late payment interest:  rising to 5.5%  (up from 4.75%). Repayment interest:  increasing to 2.0%  (up from 1.25%). This means if you’re late paying your tax bill, HMRC will now be...]]></description><link>https://www.numbercrunch.co.uk/post/hmrc-raises-late-payment-interest-to-its-highest-level-since-2009</link><guid isPermaLink="false">68be587acb0467d4eabeb737</guid><pubDate>Mon, 08 Sep 2025 04:18:04 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/39dac8_9b98d32f623b4b2284a4a6225fa40d21~mv2.png/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Azeem Malik</dc:creator></item><item><title><![CDATA[What is a Profit and Loss Account?]]></title><description><![CDATA[If you’ve recently started a business or gone self-employed, you’ll already know there’s a whole new world of jargon to get your head around. One of the most important bits? The profit and loss account (or P&#38;L for short). So, what exactly is it — and why does it matter? Breaking It Down A profit and loss account  (also called an income statement) is basically a financial summary of how your business has done over a set period — usually a month, quarter, or year. It shows: Money coming in...]]></description><link>https://www.numbercrunch.co.uk/post/what-is-a-profit-and-loss-account</link><guid isPermaLink="false">68be57a5cb0467d4eabeb435</guid><pubDate>Mon, 08 Sep 2025 04:14:50 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/nsplsh_cf6776b9186745afb93499110e395f2e~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Azeem Malik</dc:creator></item><item><title><![CDATA[Is Trusting TikTok for Tax Advice a Bad Idea?]]></title><description><![CDATA[You’ve probably scrolled through TikTok or Instagram and seen someone dishing out “game-changing” tax hacks. Some of it sounds tempting, some of it sounds ridiculous — and honestly, a lot of it is just plain wrong. With Making Tax Digital (MTD) changing the way people file, and more Gen Z entrepreneurs stepping into the business world, it’s no surprise that social media has become a go-to source for information. The problem? Not all advice is created equal. At Number Crunch, we do share tips...]]></description><link>https://www.numbercrunch.co.uk/post/is-trusting-tiktok-for-tax-advice-a-bad-idea</link><guid isPermaLink="false">68be54eeb8f1382eed691ec9</guid><pubDate>Mon, 08 Sep 2025 04:08:58 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/nsplsh_8722b6a54cc043c6a801557fb2821864~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Azeem Malik</dc:creator></item><item><title><![CDATA[Limited Company Expenses: What You Can and Can’t Claim]]></title><description><![CDATA[Working out which expenses your limited company can claim isn’t always straightforward. The rules can be a bit tricky, but the bottom...]]></description><link>https://www.numbercrunch.co.uk/post/limited-company-expenses-what-you-can-and-can-t-claim</link><guid isPermaLink="false">68be53a9cb0467d4eabeaae9</guid><pubDate>Mon, 08 Sep 2025 03:58:34 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/4fa872fd75d046b8a227a5202176ab14.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Azeem Malik</dc:creator></item><item><title><![CDATA[Starting Your Own Business: A Guide for 2025]]></title><description><![CDATA[Over the last few years, the way we work has completely changed. Remote working went from being a perk to the standard for a lot of...]]></description><link>https://www.numbercrunch.co.uk/post/starting-your-own-business-a-guide-for-2025</link><guid isPermaLink="false">68be4f6eb8f1382eed69103e</guid><pubDate>Mon, 08 Sep 2025 03:38:37 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/nsplsh_ca11723c5a024e259f0ab94ba2dea75d~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Azeem Malik</dc:creator></item><item><title><![CDATA[Becoming a Self-Employed Consultant &#38; Working with Numbers Crunch]]></title><description><![CDATA[Consulting has quickly become one of the most popular ways for professionals to go self-employed. It’s flexible, rewarding, and gives you...]]></description><link>https://www.numbercrunch.co.uk/post/becoming-a-self-employed-consultant-working-with-crunch-numbers</link><guid isPermaLink="false">68be4ecb7bb6fb3299bb1263</guid><pubDate>Mon, 08 Sep 2025 03:35:32 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/11062b_631b5d0050ea41c4ae6cab4358bdff62~mv2.jpeg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Azeem Malik</dc:creator></item><item><title><![CDATA[How to Handle Gaps Between Contracts: Financial Tips for Contractors]]></title><description><![CDATA[If you’ve been contracting for a while, you’ll know the drill — income isn’t always steady. There are plenty of perks to being...]]></description><link>https://www.numbercrunch.co.uk/post/how-to-handle-gaps-between-contracts-financial-tips-for-contractors</link><guid isPermaLink="false">68be4db5cb0467d4eabe9ae6</guid><pubDate>Mon, 08 Sep 2025 03:30:51 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/39dac8_fc0289b8d9084597ba1668e3af5e8a95~mv2.png/v1/fit/w_1000,h_600,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Azeem Malik</dc:creator></item><item><title><![CDATA[Sole Trader vs Limited Company: What’s Best for Freelancers in 2025?]]></title><description><![CDATA[If you’re freelancing, one of the biggest decisions you’ll face is whether to stay as a sole trader  or switch to a limited company . It...]]></description><link>https://www.numbercrunch.co.uk/post/sole-trader-vs-limited-company-what-s-best-for-freelancers-in-2025</link><guid isPermaLink="false">68be44eab8f1382eed68f1dd</guid><pubDate>Mon, 08 Sep 2025 03:07:30 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/nsplsh_603d9a112bf54502acb586c421fa8fda~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Azeem Malik</dc:creator></item><item><title><![CDATA[I Didn’t Know I Could Claim That! 7 Surprising Tax Deductions for Freelancers in 2025]]></title><description><![CDATA[When you’re freelancing, every little saving helps. That’s why knowing what you can (and can’t) claim as a business expense is so...]]></description><link>https://www.numbercrunch.co.uk/post/i-didn-t-know-i-could-claim-that-7-surprising-tax-deductions-for-freelancers-in-2025</link><guid isPermaLink="false">68be42e97bb6fb3299baee6b</guid><pubDate>Mon, 08 Sep 2025 02:48:51 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/11062b_f91c262d508e47da8314867ab2d623f4~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Azeem Malik</dc:creator></item><item><title><![CDATA[Freelancing in the AI Age: How Accountants Keep You Relevant (and Profitable)]]></title><description><![CDATA[Right now feels like one of the best times to be a freelancer. Digital tools and AI are shaking up the way we work, how we bill clients,...]]></description><link>https://www.numbercrunch.co.uk/post/freelancing-in-the-ai-age-how-accountants-keep-you-relevant-and-profitable</link><guid isPermaLink="false">68be3eebcb0467d4eabe6b90</guid><pubDate>Mon, 08 Sep 2025 02:42:11 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/nsplsh_0323517d6f6146cda48fdcd0e7925a00~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Azeem Malik</dc:creator></item><item><title><![CDATA[Claiming Business Expenses: What You Can (and Can’t) Put Through Your Limited Company]]></title><description><![CDATA[When you’re running a limited company, one of the easiest ways to reduce your tax bill is by making sure you’re claiming all the business...]]></description><link>https://www.numbercrunch.co.uk/post/claiming-business-expenses-what-you-can-and-can-t-put-through-your-limited-company</link><guid isPermaLink="false">68bda27d8c49b59a19725636</guid><pubDate>Sun, 07 Sep 2025 15:21:10 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/11062b_7cc412cf62ad4bd9bad0707402bea6a2~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Azeem Malik</dc:creator></item><item><title><![CDATA[The Hidden Costs of Poor Bookkeeping (and How to Stay in Control)]]></title><description><![CDATA[When you’re self-employed or running a small business, bookkeeping can often feel like one of those tasks you’ll “get around to later.”...]]></description><link>https://www.numbercrunch.co.uk/post/the-hidden-costs-of-poor-bookkeeping-and-how-to-stay-in-control</link><guid isPermaLink="false">68bda17d8c49b59a197253cb</guid><pubDate>Sun, 07 Sep 2025 15:16:29 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/11062b_fae4195c47e94c409b25b137b1664af4~mv2_d_5184_3456_s_4_2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Azeem Malik</dc:creator></item><item><title><![CDATA[The 6 Month Rule: Why You Should Review Your Accounts Before Year-End (Not After)]]></title><description><![CDATA[Most business owners only think seriously about their accounts when year-end rolls around. And it’s understandable — you’re busy running...]]></description><link>https://www.numbercrunch.co.uk/post/the-6-month-rule-why-you-should-review-your-accounts-before-year-end-not-after</link><guid isPermaLink="false">68bd9ff13a66668fb16bc8b6</guid><pubDate>Sun, 07 Sep 2025 15:13:31 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/49eb3907051e2471a30f59b5cee8b970.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Azeem Malik</dc:creator></item><item><title><![CDATA[How to Run a Business with Less Admin: Tools and Accountant Tricks You Might Not Know]]></title><description><![CDATA[Running your own business should feel exciting — about growing, earning a good living, and doing what you enjoy. It should also give you...]]></description><link>https://www.numbercrunch.co.uk/post/how-to-run-a-business-with-less-admin-tools-and-accountant-tricks-you-might-not-know</link><guid isPermaLink="false">68bd7e707b2acb32edd4aa74</guid><pubDate>Sun, 07 Sep 2025 12:56:49 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/nsplsh_3984f05459d443b2a999f92fddcb50fe~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Azeem Malik</dc:creator></item></channel></rss>